Fast, responsible short-term credit.
Borrow R500 to R8 000 over 1 to 6 months. Every quote is capped to National Credit Act short-term limits, and every application passes a full affordability assessment before we lend a cent.
Takes about 6 minutes. A credit and affordability assessment is required.
Representative example
R 2 000 over 3 months
- Loan amount
- R 2 000,00
- Interest (5% per month, capped)
- R 300,00
- Initiation fee (once-off)
- R 300,00
- Service fee (R70 × 3)
- R 210,00
- Total repayable
- R 2 810,00
- Monthly instalment
- R 936,67
Illustrative only. Maximum charges permitted by the NCA for short-term credit: interest 5% per month, initiation fee the greater of R165 or 15% of the first R10 000, service fee R70 per month. Fees shown include VAT where applicable.
NCR registered
NCRCP-XXXX
POPIA compliant
Consent captured & logged
Rate caps enforced
Never above NCA limits
Full audit trail
Every decision recorded
How Leap works
A compliance-first journey: consent, identity, affordability, then a transparent pre-agreement quote you sign electronically.
Consent and verify
You give explicit POPIA consent, then we verify your SA ID (Home Affairs) and run a liveness check.
Affordability check
We assess declared income, expenses and bureau data against NCA reckless-lending rules.
Sign and get paid
Accept your pre-agreement quote electronically and receive funds to a verified bank account.
Ready to take the leap?
Check what you qualify for without affecting your day. Six short steps, one clear quote.
Start my application