Internal · restricted

Compliance & operations console

Mock data. Every decision below is backed by a stored affordability assessment and an immutable audit entry.

Disbursed (MTD)

R 1 284 500

+12.4% vs last month

Active loans

412

Avg R 3 118

Arrears rate

5.8%

R 74 320 in arrears

Approval rate

47%

Declines recorded with reasons

Application queue
7 records
RefApplicantAmountTermAffordabilityKYCFIC screeningBureau (Datanamix)Decision
LP-10241

Thandiwe Mokoena

9203155••••••

R 3 500,003mPassVerifiedClearDatanamix 641 · LowApproved
LP-10240

Sipho Dlamini

8811025••••••

R 8 000,006mFailVerifiedClearDatanamix 512 · HighDeclined
LP-10239

Lerato Ndlovu

9506120••••••

R 1 500,002mPassVerifiedClearDatanamix 688 · LowApproved
LP-10238

Johan van Wyk

7902085••••••

R 5 000,004mReviewPendingPendingAwaiting bureau enquiryPending
LP-10237

Aisha Patel

9410035••••••

R 2 000,003mPassVerifiedHitDatanamix 601 · MediumPending
LP-10236

Nomsa Khumalo

8607145••••••

R 700,001mPassVerifiedClearDatanamix 655 · LowApproved
LP-10235

Pieter Botha

9101305••••••

R 4 500,005mFailFailedClearDatanamix 480 · HighDeclined
Audit log
  • 2026-07-30 09:15:22
    DECISION_RECORDED
    by system

    LP-10241 approved · rate cap check passed (5%/month, init R525, service R70/m)

  • 2026-07-30 09:14:58
    AFFORDABILITY_ASSESSED
    by system

    LP-10241 NCA s81 assessment stored · disposable R4 120

  • 2026-07-30 09:14:31
    POPIA_CONSENT_CAPTURED
    by applicant

    LP-10241 consent v2.1 accepted · IP 41.x.x.x · timestamped

  • 2026-07-30 09:13:07
    KYC_ID_VERIFIED
    by stub:DHA

    LP-10241 Home Affairs match (mock) · selfie liveness score 0.94

  • 2026-07-30 08:53:10
    DECISION_OVERRIDE_REVIEWED
    by compliance@leap

    LP-10240 decline upheld · reckless-lending risk

  • 2026-07-29 16:42:44
    BANK_ACCOUNT_VERIFIED
    by stub:AVS

    LP-10239 AVS real-time match · account holder & ID match

  • 2026-07-29 11:28:02
    SANCTIONS_SCREENING_HIT
    by stub:FIC

    LP-10237 potential PEP match queued for manual review

Append-only in production; retained per NCA and FIC record-keeping requirements.

Sanctions screening (FIC)
Stubbed

Results from targeted financial sanctions and PEP screening will appear here per applicant, with match score, list source and reviewer disposition.

Credit bureau (Datanamix)
Stubbed

Bureau enquiry response — score, band, existing obligations, adverse listings and judgments — feeds the affordability assessment.

NCR statutory reporting
Stubbed

Form 39/40 quarterly return extracts will be generated from the ledger shown above.